Posts Tagged ‘obtaining a free credit report’

How Do I Get a Free Credit Report? 5 Simple Steps

Have you ever asked the question, “how do I get a free credit report”? Odds are if you are an adults that is looking to purchase a home, or if you were just curious, you have asked this question at least one time before. Getting a free credit report is actually not as hard as it would seem. Prior to the Internet, obtaining a free credit report was probably more difficult. But, by typing in a keyword phrase such as “how do I get a free credit report”, the miraculous will appear and your question will be answered.

Obtaining a Free Credit Report Two Times A Year Is Easier Then You Think

The typical turn around or delivery time after requesting a free credit report online or by phone is about four weeks with the wait increased to at least six weeks when obtaining a free credit report by mail.

Don’t Fall Prey to the Free Credit Report Lure

The Federal Fair Credit Reporting Act has been amended, requiring each of the national consumer reporting companies, to provide you  with a free copy of your credit report, at your request, once a year. TransUnion, Experian, and Equifax are the three companies required to do so. Don’t pay for your credit report, or get lured [...]

Free Credit Reports Are Not Always Free

Free Credit Reports Are Not Always Free According to an amendment to the Fair Credit Reporting Act, you can obtain a free credit report on yourself for free one time every year. However, just like with any new law or service, there are people out there looking to take advantage of you. So be aware of what you see when looking for your credit report; not every service claiming to offer you a free credit report is actually offering one.

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