The world of insurance is ruled by statistics. Actuaries collect all the information they can about every traffic accident in the US. Then, because everyone wants the most complete information possible, the insurers share the information about their own claims and the accidents they have found where no claim was made. It makes for an [...]
Posts Tagged ‘Georgia’
Six Banks Fail
Six banks just failed. Two were closed by the Florida Office of Financial Regulation, two more were closed by the Office of the Comptroller of the Currency and two were in Georgia. One of the bank failures, in Kansas, is expected to cost the Federal Deposit Insurance Corp. $330 million. Look for story this weekend. [...]
When Free Credit Reports Aren’t So Free – How New Rules Force Ads to Disclose Costs
We’ve all seen the ads…those catchy “get a free credit report” TV commercials with the three young men dressed as pirates…singing the virtues and benefits of getting a free credit report. The only problem – as shoppers of free credit reports have found out – is that a “free” offer often comes with strings attached. [...]
Your Access To Free Credit Reports
The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – to provide you with a free copy of your credit report, at your request, once every 12 months. That’s right; you are entitled to receive one free credit report every 12 months from each of [...]
There’s Only One Way to Get a Free Credit Report
The Fair Credit Reporting Act requires each of the “Big Three” nationwide consumer credit reporting companies (Equifax, Experian, and TransUnion) to provide you with a free copy of your credit report every 12 months. Prior to the Fair Credit Reporting Act a credit report could set you back nearly $10 each.


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